enMichael is 34 years old. A businessman, he is married to Jacinta, a business lady. They are blessed with two children. He has been running a general shop for the past ten years with the monthly income of KES 20,000 which he uses to support his family.
He is applying for his first loan from KADET LTD, after being introduced by a credit officer. Michael will use the loan to purchase more of sacks of sugar, rice, and cartons of cooking fat for sale.
With the anticipated profit from the business, he will educate his children. His hopes and dreams are to open a wholesale shop and improve the family living standard.